Why a Credit Union
It seems like these days everyone is looking to save money, and to recover an authentic, local community experience. Credit unions provide all of that – and more. Today’s credit unions are your hometown financial service provider that can do everything the big banks can, but with real, personalized service that meets your needs.
What Makes Credit Unions Different?
As a member owned, cooperative financial institution, credit unions exist to serve their members and community, not some distant corporation that just can’t be in touch with local needs. From surcharge free ATMs, to community focused cooperative banking, credit unions just can’t be beat.
Why You Should Join A Credit Union
Because credit unions are member owned, they have a rich assortment of advantages banks just can’t offer. This includes lower interest rates on mortgages and loans, low or no fee credit cards with lower interest rates, higher interest rates on savings accounts, and more!
And because credit unions are also focused on your geographic region, workplace, or other aspect of your community or life, they offer personally tailored service that recognizes that you are an individual, not an account number.
And remember, credit union profits come right back to the members in the form of dividends and higher returns on savings. That means the credit union is working for you, not some faceless board of directors somewhere.
Credit Unions Protect Your Money
Your money is safer, and more ethically handled in credit unions. Credit unions don’t engage in predatory lending practices, payday loans, subprime loans, or other risky and unsavory practices.
Credit unions adhere to traditional investment practices designed to safeguard and grow your investment in rational ways. They also live within their financial means, and put the needs of you and your fellow members first. Isn’t that a nice change of pace from dealing with a big bank?
Ready To Join A Credit Union?
Anyone can join a credit union, and credit unions are super easy to find.