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How It Works
Credit unions are democratic, not-for-profit, member-owned cooperatives that exist to
help people and their communities. The National Credit Union Administration (NCUA)
provides all members of federally insured credit unions with $250,000 in coverage for
their individual accounts, much like the FDIC does for banks. So you get all the same
financial services, but loan rates are lower, interest rates are higher, profits are
returned to members and unlike a bank customer, you are an owner with a say in how your
credit union is run.
We provide access to savings of up to 50% or more off the retail price on products and
services you use every day. These aren't the limited offers you'll find on normal
“deals” websites, these are far greater and deeper savings. In fact, our member-only
offers are secret from the public and we can only share the full deal with eligible
credit union members. But here's the best news, anyone can join a credit union and Love
My Credit Union Rewards savings are only the beginning of the great benefits you may not
even know you're missing out on.
There are 117 million credit union members in the US and we represent all of them, which
gives us tremendous bargaining power. Employer groups and membership organizations pay
big bucks to access discounts, so they charge their members expensive monthly fees to
access their deals. Credit union membership is free and our discounts are free to every
credit union member, because credit union members are known to be loyal, hard working
Americans, or in other words… ideal customers that our partners will gladly pay to do